Mobile Global Citizens Need Flexible
And Accessible Wealth Management Solutions

TAILORED FOR THE MODERN WORLD —WHERE CONVENIENCE MEETS SOPHISTICATION

Mobile Global Citizens Need Flexible and Accessible Wealth Management Solutions

TAILORED FOR THE MODERN WORLD —WHERE CONVENIENCE MEETS SOPHISTICATION.

Mobile Global Citizens Need Flexible and Accessible Wealth Management Solutions

TAILORED FOR THE MODERN WORLD —WHERE CONVENIENCE MEETS SOPHISTICATION.

Your Wealth Management, Wherever You Are

With our tools, you are always in control, always home. We offer a centralized platform where your entire financial picture is accessible at your fingertips—whether you're managing from across the globe or reviewing the finer details. Gain a holistic view of your wealth while seamlessly navigating its individual components, all in one convenient place.

Milton Friedman, a Nobel Prize winner in Economics, famously said, 'There is no such thing as a free lunch.' Indeed, everything in economics is about trade-offs and opportunity costs. Markowitz, however, showed that there is a free lunch in investing, thanks to diversification. For that, he also won the Nobel Prize in Economics.

INDEPENDENT OF CONFLICTS OF INTEREST

Wealth Management Solutions

At Pharos, we never handle the funds you invest in—we make sure the funds you invest in perform better.

Each family has its own preferences for managing wealth, whether through existing relationships or by exploring new opportunities. We offer both options to fit your unique needs.

In all cases, your funds stay securely with your chosen bank while we provide independent, unbiased advice to optimize your investments, with no ties to specific products or providers.

OPTION 1: SUPERVISING YOUR EXISTING PRIVATE BANK

For clients who already have, and wish to maintain their own private bank, we offer oversight services that ensure your wealth is managed with efficiency and alignment to your goals. We monitor performance, provide strategic insights, and maintain regular reviews—all while preserving your current banking relationships without any disruptions or changes. You remain in control while we safeguard your interests.

OPTION 2: PARTNERING WITH WORLD-CLASS PRIVATE BANKS

Through our exclusive partnerships with select European private banks, we give clients access to preferential rates and exclusive services. Drawing from our extensive expertise, we ensure these offerings are aligned with your financial objectives, always keeping your best interests at the forefront. While the banks provide the infrastructure and custody of your assets, we are here to safeguard your wealth by providing objective guidance and independent oversight. As with all our services, we do not handle or have access to client funds—your privacy and security are paramount.

WE DISTILL CLARITY FROM COMPLEXITY

Successful Investing is a Process

COLLABORATION

Our Banking Partners

WE ARE NOT TRADERS - WE ARE INVESTORS

We have extensive and successful experience across all asset classes. We believe the best way to build and preserve your financial future is with a long-term approach to investing. Our strategy is grounded in a disciplined process and robust risk management. While we strive for consistency, we are always exploring innovative methods to enhance our approach and deliver better returns.

WE ARE ACTIVE MANAGERS...IN OUR OWN WAY

We aim to beat the market over the long term. Our approach does not rely on forecasts, they are invariably wrong. We take a systematic approach to identify and exploit market inefficiencies. Our process is rooted in proven methods that deliver results.

TOTAL PORTFOLIO APPROACH

We offer a holistic wealth management approach, providing clients with a comprehensive view of all their assets in one place, from investment accounts to illiquid assets like art, real estate, collectibles, and even boats. This unified perspective allows clients to fully appreciate the total value of their wealth and how its components interact, enabling informed decisions about potential adjustments to their portfolios.

Our reporting solutions provide clear, detailed updates and real-time insights into asset performance, structure, and growth potential.

CONSOLIDATED VIEW - DETAILED REPORTING

Given each client’s return objectives, risk appetite, and unique circumstances, we craft a personalized global portfolio—an 'ideal' portfolio designed to maximize their chances of achieving their goals. We then assess the client’s current holdings and develop a tailored strategy to gradually align their portfolio with this ideal structure. Just like assembling the pieces of a puzzle, our approach seeks, with the client’s approval, to adjust the portfolio over time to achieve this alignment.

Our strategy adapts to market changes and clients' evolving circumstances, ensuring continuous optimization for their long-term vision